| 15 days to 30 days | 4.00% |
| 31 days to 45 days | 4.50% |
| 46 days to 90 days | 4.75% |
| 91 days to 180 days | 5.00% |
| 181 days to 365 days | 5.50% |
| 1 year and 2 years | 8.00% |
| 2 year and 4 years | 7.00% |
| Above 4 years | 7.00% |
1. Revised Rate of Interest will come into force w.e.f. 01.05.2023
2. The above rate will be applicable for fresh Deposits Auto Renewal & Renewal of Matures Deposits
3. The above deposits mimimum amount should be Rs 1000/- for RD mimimum deposits amount should be Rs 100/-
4. For Senior citizens, 0.50%additional interest benefit will be given. This facility applicable for deposits of 6months & above periods and Malenadu Nidhi Cash certificate Deposit will be accepted for a minimum period of one year & onwards.
5. Penalty of 1% interest will be imposed on premature closure deposit taking into considertion of The period for which the Deposit runs, and the interest applicable for that period at the time of depositing.
6. The higher the rate of interest of 1% is allowed to staff members/Retired Staff members of All Deposits shall also be continue as per earlier Board resolution
7. Permission should be obtained from the President for accepting institutional deposits and deposits above Rs.50Lakhs.