Loans

The following loans are offered by the bank

Interest Rates

Particulars 31-03-2020
Rate of Interest
31-03-2021
Rate of Interest
31-03-2022
Rate of Interest
House Construction/Purchase 11 10.50 10.50
Construction of Commercial Building 13 12 12
Site Purchase 13 12 12
House repair/renovation/alteration 13 12 12
Mortage Loan
Upto 25lakhs 12.50 12 12
Above 25lakhs 12 11.50 11.50
Business Loan
Upto 25lakhs 12.50 12 12
Above 25lakhs 12 11.50 11.50
Overdraft Loan
Salary Loan with our Bank 13 12.50 12.50
Salary Loan with other Bank 13 13 13
Unsecured Loan 16 15 15
Jewel Loan 10 9.50 9.50
Vehicle Loan
Personal Vehicle 10.50 10 10
Commercial/SRTO 12 11 11
Consumer durable loan 12 11 11
Loan against NSC/KVP 10 13 13